Retail Digital Banking

Superior digital user experience and personalized approach to each bank client.

  • Unified user experience across digital channels
  • No more complexity. It’s simple
  • Integrates with everything and everywhere
  • Quick functionality extension
  • Customizable UI

User Interaction Channels


Online Banking

Web access via StandFore Online

Mobile Banking

Delivering services on basis of StandFore Mobile

Bank Portal

Virtual Branch based on StandFore Portal

Front Office

Bank Branch  automation via StandFore FrontOffice

Features Matrix

Bank offers

Cards, Loans, Deposits, Safety deposit box, Selection assistant, Loans and deposits calculator, Loans repayment schedule, Product comparison, Product orders

Client products

e‑Wallets, Accounts, Statements, Cards, Loans, Deposits, Metal accounts, Safe boxes, Bonuses and gift cards, etc.

Payments and transfers

Payments, P2P, A2A and other Transfers, Invoices, Templates, Currency exchange, Transactions history, Reports

Smart money (PFM)

Budgets, Expenses, Income, Goals, Reports, Finances overview and forecasting, Rules and categories management, Smart adviser, etc.

Friends and non-clients

Friends list, Invitations, Transfers to non‑clients (guests) using phone number or e‑mail, Messaging, Shared savings, etc.


Session timeout, User interface (lists, widgets settings), Notifications, Limits, Allowed IPs, etc.

Events log

System nonpayment activity log:
User login / logout, User data modification (templates, personal data, etc.), System messages (including error reports), etc.

User profile

Total balance, Personal data (e-mail, phone, etc.), Contact information, Messages, Multi-profiles, etc.


Registration, Customizable authentication rules, Password recovery


Guides, FAQ, Context help, Start guide, Online consultant

Targeted sales

Segmentation, Creation of promotional campaigns, Tracking of marketing campaign performance, Management of ad banners, Management of content display settings, Construction of user behaviour profile, Marketing reports


News, ATMs and branches locator with advanced search filter by service or distance, Exchange rates

Figures & Numbers


More than 10 million individual end-users


More than 50 million operations per year


15 banks are using the platform


~ 1 million USD is invested each year in R&D


Alexander ArabeyDirector of Business Development

We create digital banking solutions for many years; we know the world's leading retail banking trends, best-practices and business benefits of various approaches. As a part of StandFore FS we have implemented a lot of ideas and innovations around bank clients’ service. I am confident that our customers will benefit of all the opportunities and advantages offered by the solution.

Management Console

StandFore FS includes efficient instruments for fine-tuning of Retail e-banking strategy. It provides a set of tools for platform administration, content management, product promotion, event monitoring and data mining.


Standfore analysis

Statistics & Reporting module with flexible analysis tools

Standfore DMS

User behavior analysis, marketing campaigns management, client segmentation and content targeting - Digital Marketing System

Standfore CMS

Integrated Content Management System to manage different types of e‑banking content (products, news, offers, articles and other).

Standfore Security

Security Officer dashboard to analyze system operations, transactions and events. Efficient in‑depth system security monitoring.

Technical Overview

The solution is based on cutting-edge technology stack and flexible service-oriented architecture which provides high scalability, top-class performance results and easy maintenance process. Platform middle-layer includes all necessary components for easy back-end integration, business process management, multi-factor authentication and so on. 

Standfore auth

Authentication & Authorisation Center with support of OTPs, hardware tokens, MAC and other.

Standfore integration

A wide set of adapters and protocols to enable quick and easy integration with backend systems (core banking, CRM, processing, ESBs).

Standfore gateway

Integration gateway and a set of interfaces for external partners connection.

Standfore operation

Scenario-driven business operations managment mechanism (inbound BPM).